For many businesses (especially if your assets are less than $5 million), our business package insurance solution can provide you with peace of mind and financial protection against a range of risks, such as public and products liability, business interruption, theft, glass breakage, machinery breakdown and more.
Our team has a depth of experience in insurance solutions for the construction industry. Whether you need a solution for buildings or civil works, project specific construction insurance, annual insurance, material damage, liability or advance consequential loss, we can help you find a solution to meet your needs.
These days, there are almost no businesses that do not face significant cyber risk. The day to day operations of most businesses now rely on the internet and technology. Having an appropriate cyber insurance solution is no longer a ‘nice to have’ but a ‘need to have’ for many businesses to have adequate protection.
D & O/Mgmt. Liability
Management Liability Insurance and Directors and Officers (D&O) Insurance has been designed for private companies that need a policy that covers claims from a wide range of management liabilities, such as directors and officers liability, company reimbursement, company liability and employment practice liability.
Despite best intentions, accidents can happen. Public liability protects you if someone sues you for personal injury (or death) and damage to their property. Product liability insurance protects against claims of personal injury or third party property damage from products sold or supplied by your business.
Marine Cargo Insurance
Insurance for marine cargo/transport can vary from imports transit, exports transit, inland transit and single transit. Benefit from our experience – we can talk to you about the unique risks facing your marine cargo/transport business and put together an insurance solution to provide you with the right size solution.
One common type of business insurance is motor vehicle insurance. Our solutions are designed to meet your motor fleet insurance needs, from comprehensive, third party fire and theft, or third party only cover. Your motor insurance policy can be tailored to include a range of commercial vehicles, from cars and motorbikes to vans, trucks, heavy motor vehicles and even buses.
Plant & Equipment
If you have mobile plant and equipment, we can arrange insurance solutions both for the plant and equipment but also, importantly, the liability associated with their use. Mobile plant and equipment insurance solutions are designed to protect everything from the small earthmoving machines (i.e. bobcats) through to the largest fixed or mobile cranes – and everything in between.
Do you give service and advice? Even with years of experience and acquired knowledge, you still have the risk of claims and litigation, which could potentially bankrupt your business. This is why if your business provides any kind of professional services and/or advice you should speak to your insurance adviser about professional indemnity insurance.
Property insurance is vitally important if you have one or more business premises, property insurance provides financial protection in the event that your property is damaged or destroyed in a one-off event, such as fire, lightning and explosion.
Strata Insurance (body corporate cover) offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.
Workers’ compensation is compulsory for employers. It financially protects workers if they suffer a work-related injury or illness. Any business that employs or hires workers must have workers’ compensation insurance that covers its workforce.